Unlevered Inc. ("Unlevered", "us", "we", "our") provides an online platform designed to streamline financial research involving Securities and Exchange Commission (SEC) filings and earnings transcripts. Unlevered operates the unlevered.ai website (the "Site").
This Privacy Policy aims to help you understand how we collect, use, and share your personal information, as well as to inform you of your privacy rights.
This Privacy Policy applies to personal information processed by us through our websites and other online or offline offerings, collectively referred to as "Services." We are committed to protecting your privacy when you use our Services.
This Privacy Policy does not apply to any personal information collected and processed by our customers using the Services ("Customer Data"). Our customers' privacy policies govern their collection and use of Customer Data. Our processing of Customer Data is governed by our contracts with our customers, not this Privacy Policy. Any questions or requests related to Customer Data should be directed to our customer.
The categories of personal information we collect depend on how you interact with us, our Services, and applicable law. We collect information you provide to us, information we collect automatically when you use our Services, and information from other sources such as third-party services and organizations.
When you register to use Unlevered, we ask for information such as your name, email address, and credit card information ("Registration Information").
We may also collect email addresses and other contact information from those who communicate with us.
We may collect personal information from individuals at conferences, trade shows, and other events, or from those interested in potential business opportunities with us.
We may automatically collect personal information when you use our Services.
Our Site uses cookies to function properly. These cookies store information about your usage of our Services and your internet browser and device data. For more details, see the Cookies, Pixel Tags/Web Beacons, and Other Technologies section below.
We may collect certain user activity information, such as your internet protocol (IP) address, user settings, MAC address, cookie identifiers, mobile carrier, mobile advertising and other unique identifiers, browser or device information, location information (including approximate location derived from IP address), and internet service provider. We may also collect information about your use of our Services, such as pages visited before, during, and after using our Services, links clicked, types of content interacted with, and the frequency and duration of your activities.
We may obtain information about you from other sources, including third-party services and organizations.
We, and third parties providing content, advertising, or other functionality on our Services, may use cookies, pixel tags, local storage, and other technologies ("Technologies") to automatically collect information through your use of our Services.
Cookies are small text files placed in device browsers that store preferences and enhance your experience. We may use both session and permanent cookies. You are required to re-login to your Unlevered account after a certain period to protect against unauthorized access. Your web browser may allow you to modify cookie preferences. Please note that cookies are required to use the Unlevered service.
A pixel tag, or web beacon, is a piece of code embedded in our Services that collects information about engagement. The use of a pixel tag allows us to record, for example, that a user has visited a particular web page or clicked on a particular advertisement. We may also include web beacons in emails to understand whether messages have been opened, acted on, or forwarded.
Our uses of these Technologies fall into the following categories:
Operationally Necessary: Technologies that allow you access to our Services, identify irregular website behavior, prevent fraudulent activity, improve security, or make use of our functionality.
Performance-Related: Technologies to assess the performance of our Services, including analytics to understand how individuals use our Services (see Analytics below).
Functionality-Related: Technologies that offer you enhanced functionality when accessing or using our Services, such as identifying you when you sign into our Services or keeping track of specified preferences, interests, or past items viewed.
Advertising- or Targeting-Related: First-party or third-party Technologies to deliver content, including ads relevant to your interests, on our Services or third-party websites.
We may use Technologies and third-party tools to process analytics information on our Services. Some of our analytics partners include:
Google Analytics: For more information, please visit Google Analytics' Privacy Policy. To opt-out of Google Analytics' use of your information, click here.
Segment: For more information about Segment, please visit Segment's Privacy Policy.
We also use Stripe for payment processing (Stripe's privacy policy can be found here).
We use your information for various business purposes, including providing our Services, administrative purposes, and marketing our products and Services, as described below.
We use the information we collect to fulfill our contract with you and provide our Services, including to:
Administratively, we use the information we collect to:
We may use personal information to tailor and provide you with content and advertisements. We may provide these materials as permitted by applicable law. Some ways we market to you include email campaigns, customer audiences advertising, and interest-based advertising.
We may also use your information for other purposes requested by you or as permitted by applicable law. For example, we may use personal information for other purposes clearly disclosed to you at the time you provide personal information or with your consent.
Additionally, we may use personal information and other information about you to create de-identified and/or aggregated information, such as de-identified demographic information, location information, or device information, or other analyses we create.
We disclose your information to third parties for various business purposes, including providing our Services, protecting us or others, or in the event of a major business transaction such as a merger, sale, or asset transfer, as described below.
We may share your personal information with our third-party service providers who use that information to help us provide our Services. This includes IT support, hosting, payment processing, customer service, and related services.
We may share your personal information with business partners to provide you with a product or service you have requested. We may also share your personal information with business partners with whom we jointly offer products or services.
We may share your personal information with third-party advertising partners. These partners may set Technologies and other tracking tools on our Services to collect information about your activities and your device. This information may be used to deliver personalized advertisements when you visit digital properties within their networks. This practice is known as "interest-based advertising" or "personalized advertising."
We may access, preserve, and disclose any information we store associated with you to external parties if we, in good faith, believe doing so is required or appropriate to comply with law enforcement or national security requests and legal processes, protect your, our, or others' rights, property, or safety, enforce our policies or contracts, collect amounts owed to us, or assist with an investigation or prosecution of suspected or actual illegal activity.
If we are involved in a merger, acquisition, financing due diligence, reorganization, bankruptcy, receivership, purchase or sale of assets, or transition of service to another provider, your information may be sold or transferred as part of such a transaction, as permitted by law and/or contract.
We take steps to ensure your information is treated securely and in accordance with this Privacy Policy. Unfortunately, no system is 100% secure, and we cannot ensure or warrant the security of any information you provide to us. We have taken appropriate safeguards to ensure your personal information remains protected and require our third-party service providers and partners to do the same. To the fullest extent permitted by applicable law, we do not accept liability for unauthorized disclosure.
By using our Services or providing personal information to us, you agree that we may communicate with you electronically regarding security, privacy, and administrative issues related to your use of our Services. If we learn of a security breach, we may notify you electronically by posting a notice on our Services, by mail, or by sending an email to you.
We store the personal information we collect as described in this Privacy Policy for as long as you use our Services or as necessary to fulfill the purposes for which it was collected, provide our Services, resolve disputes, establish legal defenses, conduct audits, pursue legitimate business purposes, enforce our agreements, and comply with applicable laws.
Your privacy choices are determined by applicable law and are described below.
If you receive an unwanted email from us, you can use the unsubscribe link at the bottom of the email to opt-out of future emails. Note that you will continue to receive transaction-related emails about products or Services you have requested. We may also send you non-promotional communications regarding our Services, and you cannot opt-out of these communications (e.g., updates to our Terms or this Privacy Policy, customer/technical support).
Do Not Track ("DNT") is a privacy preference users can set in certain web browsers. Please note that we do not respond to or honor DNT signals or similar mechanisms transmitted by web browsers.
You may stop or restrict the placement of Technologies on your device or remove them by adjusting your browser or device preferences. However, our Services may not function properly if you do so. Note that cookie-based opt-outs are not effective on mobile applications. However, you may opt-out of personalized advertisements on some mobile applications by following instructions for Android, iOS, and others.
The online advertising industry provides websites where you can opt-out of receiving targeted ads from data partners and other advertising partners that participate in self-regulatory programs. You can learn more about targeted advertising and consumer choice and privacy by visiting the Network Advertising Initiative, the Digital Advertising Alliance, the European Digital Advertising Alliance, and the Digital Advertising Alliance of Canada.
Please note you must separately opt-out in each browser and on each device.
In accordance with applicable law, you may have the right to:
Access Personal Information about you, including confirming whether we are processing your personal information, obtaining access to or a copy of your personal information in a structured, commonly used, and machine-readable format, and receiving an electronic copy of personal information that you have provided to us or asking us to send that information to another company (the "right of data portability").
Request Correction of your personal information where it is inaccurate or incomplete. In some cases, we may provide self-service tools to update your personal information.
Request Deletion of your personal information.
Request Restriction of or Object to our processing of your personal information.
Withdraw your Consent to our processing of your personal information.
If you wish to exercise any of these rights, please contact us as described in the below Contact section, and we will process such requests in accordance with applicable laws.
This Supplemental California Privacy Notice applies to our processing of personal information subject to the California Consumer Privacy Act of 2018 ("CCPA"). The CCPA provides California residents with the right to know what categories of personal information we have collected about them and whether we disclosed that personal information for a business purpose (e.g., to a service provider) in the preceding 12 months.
For purposes of the CCPA, we do not "sell" personal information, nor do we have actual knowledge of any "sale" of personal information of minors under 16 years of age.
If you are a resident of Nevada, you have the right to opt-out of the sale of certain personal information to third parties who intend to license or sell that information. You can exercise this right by contacting us as set forth in “Contact Us” below with the subject line “Nevada Do Not Sell Request” and providing us with your name and the email address associated with your account. Please note that we do not currently sell your personal information as defined in Nevada Revised Statutes Chapter 603A.
The Services are not directed to children under 13 (or other age as required by local law), and we do not knowingly collect personal information from children.
If you are a parent or guardian and believe your child has uploaded personal information to our site without your consent, you may contact us as described in "Contact Us" below. If we become aware that a child has provided us with personal information in violation of applicable law, we will delete any personal information we have collected, unless we have a legal obligation to retain it, and terminate the child’s account if applicable.
The Services may contain links to other websites/applications, and other websites/applications may reference or link to our Services. These third-party services are not controlled by us. We encourage our users to read the privacy policies of each website and application they interact with. We do not endorse, screen, or approve, and are not responsible for, the privacy practices or content of such other websites or applications. Providing personal information to third-party websites or applications is at your own risk.
If you are located in the European Economic Area, Switzerland, the United Kingdom, or Brazil, you have the right to lodge a complaint with a supervisory authority if you believe our processing of your personal information violates applicable law.
We may revise this Privacy Policy from time to time in our sole discretion. If there are any material changes, we will notify you as required by applicable law. You understand and agree that you will be deemed to have accepted the updated Privacy Policy if you continue to use our Services after the new Privacy Policy takes effect.
If you have any questions about this Privacy Policy, please contact us at: [email protected]
44 West 4th Street,
New York, NY 10012
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